Free tool
Closing deadline calculator
Pick the transaction and closing date. You’ll see every key date counted the way Regulation Z counts business days: every day except Sundays and federal holidays.
Enter a closing date.
A planning aid, not legal advice. Waiting periods restart if the APR or loan product changes after the Closing Disclosure goes out, and lenders and states can add their own rules.
Track these automatically for every file
Closing Desk works these dates out for every open file, along with rate locks, contingencies, payoffs and recording follow-ups, and emails your team each morning with what’s due.